Highland Mortgage
Builders Division
At Victory & Main, we understand that building your dream home is a major investment. That’s why we’ve partnered with Highland Mortgage’s Builder Division—to extend tailored financing solutions directly to our clients. This partnership gives you access to competitive lending options, including below-market rate opportunities through forward commitments. With a dedicated team that understands the building process, Highland Mortgage shares our commitment to clarity, trust, and a smooth homebuilding journey. Together, we’re making it easier for you to love the home you live in—starting with financing that works for you.
Builder Solutions
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One-Time Close Construction to Perm Loan
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Renovation Home Equity Line of Credit (HELOC)
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Cash-Out Refinance
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Fix & Flip Financing
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Lot & Land Loans
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FHA 203(k) Renovation Loan
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Spec Home Construction Loan
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And more!
Key Features
- Exclusive Below-Market Rates Secured Through Builder Partnerships
- Flexible Loan Options Designed to Fit Your Custom Home Vision
- RateBlock Program Offers Big Builder Savings Passed Directly to You
- Group Rate Programs That Turn Builder Collaboration Into Client Savings
- Access Premium Financing Reserved for Large Developers—Without the Hassle
- Enjoy Rate Buydowns and Incentives for Efficient, On-Time Completion
- Special Financing Available for Homes Ready Within 120 Days
- Personalized Lending Strategies Aligned With Your Budget and Timeline
What Does This Mean for You, the Client?
- Lower financing costs mean more value for your investment
- Smarter funding ensures you only borrow what you need
- Stable rates protect your project—and your peace of mind
- You get access to buyer-friendly loan options others can't offer
- Our partnerships help you benefit from big-builder advantages
- Financing is fast and efficient—so your project moves forward without delay
Advantages of Our RateBlock Program
- Enjoy exclusive, below-market rates normally reserved for large builders
- Lock in predictable financing so your budget stays on track from start to finish
- Take advantage of special rate buydowns and buyer incentives to lower your costs
- Benefit from flexible funding that supports both your timeline and sales goals
Emailed Ratesheets
To keep you updated on the latest rates, we send out rate sheets twice a week.
Dedicated Communications
We believe in maintaining transparent and open lines of communication. With our dedicated Builder hotline, you will have direct access to our team for any inquiries or assistance you may need. Additionally, we provide weekly pipeline reports to keep you informed about the status of your projects.
Our commitment to transparency ensures that you are always in the loop and can make informed decisions with confidence.
Financing Concierge
As a valued partner, we will assign a Dedicated Relationship Manager who will serve as your primary point of contact for all your projects. This manager will work closely with you to understand your specific needs and goals, providing personalized support and ensuring that your projects run smoothly.
In-house Underwriting
Our underwriting is handled locally and in-house, allowing for faster, more accurate decisions tailored to your project's needs. This streamlined approach reduces delays and ensures responsive, efficient service throughout the financing process.
Property Valuations
We've established a specialized New Construction Appraisal Panel to ensure accurate evaluations and keep turn times fast by scaling our appraiser network as needed.
Our Partner
Highland Mortgage
Boxcar Mortgage, LLC DBA Highland Mortgage
NMLS #1969375
404-578-7862
664 Seminole Ave NE , Suite #101
Atlanta, GA 30307
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